The CUSO has returned nearly $50 million in Cash Rewards to credit union members

SCOTTSDALE, AZ – CU Realty Services, the largest real estate Credit Union Service Organization (CUSO) in the U.S., just marked its 20th anniversary. CU Realty was launched in 2000 by a real estate broker and a technology expert with the vision to make homeownership easier and more affordable for credit union members. Its program, HomeAdvantage®, became one of the first portals in the nation to offer searchable property listings on the internet. 

CU Realty’s turnkey real estate marketing platform helps credit unions retain more of its member’s purchase mortgage business. The frontend offers tools that attract members at the beginning of their home buying journey while the backend systems nurture them until they are ready to transact. This includes MLS listings, property valuations, marketing touchpoints, a network of real estate agents and an attractive cash-back benefit at closing averaging $1,600 per transaction. 

Today, HomeAdvantage helps more than 120 credit unions and mortgage CUSOs in 24 states attract and nurture home-buying members and close more purchase loans. 

“CU Realty’s core mission has always been to make the home-buying process easier and more affordable for credit union members. We are proud that HomeAdvantage is still as relevant and successful 20 years later,” said Mike Corn, CEO and co-founder of CU Realty Services. “Many of our credit union partners have been with us since the beginning and are still seeing incredible results.” 

On average, when credit unions use HomeAdvantage, they increase their loan volume by more than 40 percent and reach pull-through rates of 84 percent. 

“The key to year-after-year growth is our track record,” said Craig Davis, broker and co-founder of CU Realty Services. “We’ve given back millions of dollars in Cash Rewards to credit union members. We’ve got happy members, we’ve got happy real estate agents and we have happy credit unions. It’s a win-win-win all the way around.” 

CU Realty has given back nearly $50 million in HomeAdvantage Cash Rewards  to both buyers and sellers during the program’s lifetime. Eleven credit unions have achieved Million Dollar Club status by returning $1 million or more to members through HomeAdvantage. 

“We’ve had a lot of cases where the Cash Reward made the difference between a credit union member being able to buy a house or not,” said Corn. ”HomeAdvantage provides a great value to the member and that is the heart of why CU Realty Services was created.”
The consistent results that CU Realty partners experience when using HomeAdvantage has led to a high client retention rate and new credit union partnerships, including expansion over the last year into Nevada, Georgia and Oklahoma. This has fueled nine consecutive years of year-over-year growth for CU Realty.  
CU Realty Services provides real estate services to credit unions across the nation, helping them increase their purchase mortgage business. The CUSO works with more than 120 credit unions and mortgage CUSOs in 24 states to offer its turnkey real estate marketing platform, HomeAdvantage. Through the program, credit union members can search for homes, research neighborhoods, calculate costs of homeownership, connect to experienced real estate agents and qualify to earn HomeAdvantage Cash Rewards. By offering this program to members, credit unions are able to attract, identify and engage more home buyers, and consequently close more loans. To learn more, please visit